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Choose a password and agree to the site’s terms and conditions. If you do not automatically clear Know Your Customer checks via the personal details you provided, you will be asked to upload a couple of documents to verify your identity. Excitingly, in fall 2023, the brand debuted new proprietary technology and revamped the experience, including much faster processing and withdrawal speeds. Our dedicated team diligently conducts research to provide accurate and unbiased information about the showcased operators. Nevertheless, we cannot assume responsibility for the content found on external websites. Country Restrictions – Offers may only be available to players from certain countries and regions.
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- NatWest offers a lower two-year fixed rate at 4.64percent but this is for an online-only mortgage, where customers must apply and manage the account solely online.
- NatWest customers need at least 40percent equity in their property to be eligible.
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Even if the Bank Rate rises to 5.5percent or 5.75percent by the end of the year, mortgage lenders are believed to have ‘priced-in’ the increases already as far as their own lending rates are concerned. Mortgage lenders will be watching closely on 16 August when the latest inflation figures will be released by the Office for National Statistics. If positive signs start to emerge that inflation is falling more quickly, this should bring further stability to the mortgage market.
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First direct also offers two-year and five-year fixed rate mortgages. In April this year, it also launched a 5percent deposit mortgage. Nationwide has cut its fixed mortgage rates by up to 0.6 percentage points for first-time buyers, home movers and remortgage customers. MPowered Mortgages, available through brokers, has cut its fixed rate range by up to 0.27 percentage points. Its five-year fixed rate is 4.41percent for borrowers at 60percent LTV.